Welcome to HOD Loans. These Terms & Conditions ("Terms") govern your use of our website, https://hodloans.amplispotinternational.com. By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree, please refrain from using our Website.

1. Acceptance of Terms
   By accessing this Website, you confirm that you have read, understood, and agreed to these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and HOD Loans.

2. Eligibility
   You must be at least 18 years of age to use this Website or engage in any transactions. By using this Website, you represent and warrant that you are eligible and have the legal capacity to enter into a binding agreement.

3. Use of the Website
   
   a. Permitted Use:

• You agree to use the Website solely for:  
• Browsing available services and products.  
• Submitting loan applications or inquiries.  
• Accessing information related to loans and financial services.
  
  b. Prohibited Use  

You may not:  

• Use the Website for any unlawful or fraudulent purposes.  
• Attempt to disrupt or compromise the security of the Website.  
• Post or transmit malicious software, spam, or any harmful content.  
• Access or use the Website for data scraping or reverse engineering.  
• Use another user’s credentials without permission.  

4. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of HOD Loans or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or use any content without prior written permission from us.

5. Loan Application and Approvals
   
   a. Submission of Information:
   By submitting a loan application through this Website, you certify that all information provided is accurate, complete, and truthful. 

b. Approval Process:
Loan approvals are subject to eligibility criteria, credit checks, and verification of the information provided. HOD Loans reserves the right to decline any application at its sole discretion.

c. No Guarantees  
Submission of an application does not guarantee approval of a loan or specific terms. Loan terms and conditions will be provided upon approval.

6. Third-Party Services

Our Website may include links to third-party websites or services for your convenience. We do not endorse or control these external sites and are not responsible for their content, practices, or terms of use. Please review their terms and policies before engaging with them.

7. Disclaimers
   
   a. No Financial Advice 
   The content on this Website is for informational purposes only and does not constitute financial, legal, or professional advice. Always consult with a qualified advisor for specific advice regarding your financial situation.

b. Availability of Services  
We strive to ensure uninterrupted access to the Website but do not guarantee availability at all times. We reserve the right to modify, suspend, or discontinue any part of the Website without notice.

c. Limitation of Liability  
To the fullest extent permitted by law, HOD Loans will not be liable for any damages arising from your use of this Website, including but not limited to:  

Direct, indirect, or incidental damages.  
Loss of data or profits.  
Any disruptions or delays in accessing the Website.  

Indemnification

You agree to indemnify, defend, and hold harmless HOD Loans and its affiliates, employees, and agents from any claims, liabilities, damages, or expenses (including legal fees) arising out of your use of the Website or violation of these Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in [Insert Location].

Changes to Terms

HOD Loans reserves the right to update or modify these Terms at any time without prior notice. The updated Terms will be effective upon posting on this page, and your continued use of the Website signifies your acceptance of the revised Terms.

Termination

We reserve the right to terminate or suspend your access to the Website at any time, without notice, for any breach of these Terms or for other reasons, including technical or security concerns.

Contact Us

If you have any questions about these Terms, please contact us Contact Us